Blog - Bernstein Financial Advisory

Welcome to our Blog!

We understand the importance of finding a financial advisor that you connect with and trust. On this site, you will find a mix of articles on a wide array of subject matters. The intent of this blog is to provide relevant and useful information on a variety of subjects related to financial planning and investing.

Additionally, to find an advisor who is right for you, it helps to know more about their interests and hobbies outside of investment and financial planning advice. To that end, you will also find articles here on a variety of other topics. These are intended to be fun, unique, and most importantly, give you a chance to learn more about the folks at Bernstein Financial Advisory.

Reflections on a Streak

By John Bernstein | Mar 9, 2022 | Financial discipline

Today marks 2191 consecutive days of exercising every day without missing a single day, that's 6 years. For those of you checking the math, 6 years times 365 days equals 2190 days, plus 1 day because 2020 was a leap year.

Ponderings on the Latest News from Peloton

By John Bernstein | Feb 14, 2022 | Investing

This is a longer article, so I’ve divided it into two main parts: the first is a discussion of Peloton and the possibility of an acquisition, and the second is a discussion of the earnings release. The following is my summary of the news announced by Peloton last week, along with my thoughts and opinions on the same.

The Better-Balanced Portfolio

By John Bernstein | Aug 14, 2021 | Investing, Investment strategy, Market timing

Risk parity (equal risk) investing was pioneered in the 1990s. It gained traction with large institutional investors during the early 2000s, and became even more popular after the 2008 financial crisis, when the strategy delivered strong relative performance. The general idea is to construct an investment portfolio that can perform fairly well in any economic environment.

What Does a Daily Exercise Streak Have to Do with Financial Advice?

By John Bernstein | Mar 9, 2021 | Financial discipline, Financial planning, Investing

Today is a big milestone for me. You see, 1826 days ago - exactly 5 years - I began a streak of working out every single day without missing a day for any reason. The streak started on March 10, 2016 with the goal of working out every day for 100 consecutive days. After about 50 days, I started to wonder if I could extend the streak to an entire year, and, well, the rest is history.

By John Bernstein | Nov 23, 2020 | Investing, Investment strategy, Market timing

As election news continues to swirl around us, there has never been a better time to recall the old expression that, “presidents get too much blame and too much credit.” This is most certainly true with respect to the economy and financial markets. To be sure, Presidents are certainly one of the factors that can have influence on the business cycle...

My Favorite Speakeasies in the Twin Cities

By John Bernstein | Aug 11, 2020 | Entertainment

With just three short sentences and 107 words, the 18th Amendment to the Constitution established the prohibition of alcohol. Congress then passed a 25-page law to lay out the full details of enforcement. Officially known as the National Prohibition Enforcement Act...